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Payment methods that you can use to Buy Gold are as follows:
  • Virtual Account of various Banks as follows: BCA, BNI, BRI, Mandiri, Danamon, CIMB Niaga, Permata, Maybank, KEB Hana, Bank Syariah Indonesia (BSI), Neobank (BNC), Bank Jabar Banten (BJB), or Permata Syariah.
  • Digital Wallet, when you choose the payment option using Digital Wallet, 5 options will appear, namely: GoPay, OVO, DANA, ShopeePay, or LinkAja.
  • Instant Debit, you can choose the payment option using: Jeniuspay or BNI SmartPay.
  • Retail Outlet, you have 60 minutes to complete the purchase transaction by paying the Retail Outlet Payment Code at the cashier of various Alfamart, Alfamidi, Lawson, Dan+Dan, and Indomaret outlets.
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You can purchase gold in Treasury App by following these steps:
  1. Select the “Buy Gold” feature.
  2. Enter the amount you wish to purchase (in Rupiah or grams) in the available field, or choose one of the available Rupiah denominations: Rp5,000.00 (five thousand Rupiah); Rp10,000.00 (ten thousand Rupiah); Rp20,000.00 (twenty thousand Rupiah); Rp50,000.00 (fifty thousand Rupiah); Rp100,000.00 (one hundred thousand Rupiah); or Rp500,000.00 (five hundred thousand Rupiah).
  3. Click the “Buy Gold” button.
  4. Choose your preferred payment method and review the transaction amount, then click the “Confirm Payment” button.
  5. Enter your 6 (six) digit transaction PIN and complete the payment according to the previously selected payment method.
Don’t forget, you can monitor gold prices per minute in Treasury App to get the best gold prices! I couldn't find an answer
  1. Select the “Buy Gold” feature.
  2. Click the “Big Order” button.
  3. Enter the amount you wish to purchase (in Rupiah or grams) in the available field and then click “Continue.”
  4. Choose your preferred payment method and review the transaction amount, then click the “Confirm Payment” button.
  5. Enter your 6 (six) digit transaction PIN and complete the payment according to the previously selected payment method. For the Big Order feature, you have 180 (one hundred eighty) minutes or 3 (three) hours to complete the payment through the available Virtual Account.
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  1. Ensure you have completed KYC verification and accumulated gold purchases up to 0.2 (zero point two) grams before selling gold.
  2. To sell your stored gold, simply click the “Sell Gold” feature.
  3. Enter the amount in grams of gold you wish to sell. You can enter the desired amount in Rupiah or grams in the available field, or choose one of the available Rupiah denominations: Rp5,000.00 (five thousand Rupiah); Rp10,000.00 (ten thousand Rupiah); Rp20,000.00 (twenty thousand Rupiah); Rp50,000.00 (fifty thousand Rupiah); Rp100,000.00 (one hundred thousand Rupiah); or Rp500,000.00 (five hundred thousand Rupiah).
  4. Enter your PIN.
  5. Select the fund disbursement destination. You can choose either Wallet or a registered bank account, then click “Continue.”
  6. Confirm your fund disbursement destination by clicking “Process.”
  7. The proceeds from the gold sale will be deposited into the destination account within 2 (two) business days, subject to the bank’s operational hours and terms.
  8. For bank account disbursements, ensure the name you provide matches the name on your KTP and bank book.
Please note that you can only sell digital gold stored in your Treasury account. Don’t forget, you can monitor gold prices per minute in Treasury to get the best prices. I couldn't find an answer
Treasury does not facilitate the repurchase of gold that has been minted by the user. You can sell your printed gold at a physical gold store near you. I couldn't find an answer
  • TREASURY is an online platform for buying, selling, and storing commodity assets such as gold, jewelry, and Nusantara coins. Currently, TREASURY can be accessed via the website and mobile apps.
  • TREASURY has obtained licensing from the Commodity Futures Trading Regulatory Agency, Ministry of Trade of the Republic of Indonesia (BAPPEBTI) on December 13, 2021, based on the Decree of the Head of BAPPEBTI No. 001/BAPPEBTI/P-ED/12/2021 regarding Approval as a Digital Gold Physical Trader to PT Indonesia Logam Pratama, as well as the Certificate of Approval as a Digital Gold Physical Trader No. 001/BAPPEBTI/P-ED/12/2021. This ensures that transactions conducted by TREASURY users are secure.
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  1. You can conduct transactions anytime and anywhere because the Treasury platform is accessible online. The Treasury app is available on the App Store and Google Play Store.
  2. You can start saving and transacting with gold assets with just Rp5,000.00 (Five Thousand Rupiah) WITHOUT a minimum balance requirement and storage fees.
  3. You can monitor commodity price movements minute by minute on our website and app.
  4. You can print your gold savings at any time once your stored gold reaches 0.1 (zero point one) grams. Now you can print more than 1 (one) unit of gold. The printed gold will be delivered to the registered address. *Printing and delivery fees will apply.
  5. You can designate beneficiaries for the gold you have purchased and stored in Treasury when you register. Check the Terms & Conditions page for more information.
  6. Transaction payments can be made quickly, easily, and securely through various payment methods such as Digital Wallets: GoPay, OVO, DANA, LinkAja, ShopeePay, as well as various Virtual Account options, Instant Debit, and Retail Outlets (Alfamart, Alfamidi, Lawson, DAN+DAN, Indomaret).
  7. For selling gold, you are not required to upload a bank book now. Just enter the account number and select the bank, and the system will automatically detect if the account number is registered or if there is any discrepancy.
  8. Transfer gold and send gold gifts to loved ones easily through their phone number, directly from your gold balance.
  9. Check the estimated development of your asset savings in the Profit/Loss section on the Home page.
  10. Start saving regularly into various types of savings with specific goals using the Gold Plan feature.
  11. Buying jewelry at Treasury can be paid for with your gold savings balance and various partner payment methods of Treasury. You can also choose installment methods without a credit card, my friend!
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  • TREASURY has obtained a license from the Commodity Futures Trading Regulatory Agency, Ministry of Trade of the Republic of Indonesia (BAPPEBTI) on December 13, 2021, based on the Decree of the Head of BAPPEBTI Number 001/BAPPEBTI/P-ED/12/2021 regarding Approval as a Digital Gold Physical Trader to PT Indonesia Logam Pratama, along with the Certificate of Approval as a Digital Gold Physical Trader Number 001/BAPPEBTI/P-ED/12/2021.
  • We implement electronic verification processes.
  • We collaborate with PT Untung Bersama Sejahtera as our gold provider partner to protect our users’ gold assets.
  • We maintain a reserve of gold at PT Untung Bersama Sejahtera allocated for Treasury and will become the property of users after successful transaction and verification.
  • We implement two-factor authentication (password and PIN).
  • Treasury has become a member of the Indonesia Commodity & Derivatives Exchange (ICDX) and Indonesia Clearing House (ICH) as part of compliance to obtain permission from the Commodity Futures Trading Regulatory Agency (BAPPEBTI).
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Treasury offers the following products:
  1. Genuine 24 Karat Gold certified by PT Untung Bersama Sejahtera.
  2. Authentic Jewelry variety certified by UBS Lifestyle.
  3. Nusantara Coins, consisting of 24 Karat Gold coins with two special edition designs exclusively produced by PT Untung Bersama Sejahtera for Treasury: Nusantara Coins Edition 1 Dinar Padang (4.4 Grams) and Nusantara Coins Edition 0.5 Gram Lombok (2.2 Grams). Each Nusantara Coin is packaged in exclusive packaging and comes with certification by PT Untung Bersama Sejahtera. For further information, visit treasury.id/koin.
  4. Digital Gold Vouchers (including print format), available for purchase on Shopee, JD.ID, Blibli, Tokopedia, and Lazada.
  5. Digital Gold Credits in print format, available through Treasury’s Gold Credit agents.
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We collaborate with PT Untung Bersama Sejahtera as our gold provider partner. All gold purchased through Treasury is guaranteed for authenticity and is 24 karat gold (excluding Jewelry) with a purity of 99.99%. Each time you print gold or purchase Nusantara Coins, you will receive a certificate of authenticity from PT Untung Bersama Sejahtera. I couldn't find an answer
Our service is not a futures product, as we offer direct buying, selling, and Minting. I couldn't find an answer
Certainly, because we aim to make transactions on Treasury easier, more convenient, and secure. By having an account on Treasury, you can access various services that ensure these aspects. Please ensure to complete the verification process to access all the features we offer. I couldn't find an answer
You can easily create a Treasury account by following these steps:
  1. Access the Treasury website or app and initiate the registration process by following the instructions.
  2. You will receive a secret OTP code sent to the mobile number you provided during registration. Enter the OTP code as instructed to complete the registration process.
  3. Complete the KYC (Know Your Customer) process to access all Treasury features, or you may choose to complete this step later.
  4. Your Treasury account is now ready to use for purchasing gold and heading towards your #GoldenEra!
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  • We want to ensure that you feel comfortable and secure in every transaction, so verifying your ID card (KTP) and Tax ID (NPWP) is crucial to guaranteeing comfort and security.
  • Verifying your NPWP provides the benefit of a lighter tax imposition (Pajak Emas/PPh 22), specifically 0.45% for each transaction involving printing gold and/or minting coins that you conduct.
  • Once you have verified your ID card (KTP), you will gain access to all available features and services, including
    • Purchase Gold
    • Sell Gold
    • Print Gold
    • Transfer Gold
    • Gold Gifting
    • Gold Staking
    • Top-Up Wallet
    • Withdraw Wallet
    • Vouchers
    • Nusantara Coins
    • Purchase Jewelry
    • Gold Plan
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For now, Treasury is only open to Indonesian citizens. I couldn't find an answer
  • For heirs listed in the same Family Card as the account owner, proof can be established by presenting a valid and current Family Card, supplemented by a valid Inheritance Determination Act.
  • For heirs under the age of 17, the heir must present a valid guardianship declaration from the account owner, supported by a valid Inheritance Determination Letter.
  • For heirs not listed in the Family Card or guardianship, we require a valid Inheritance Determination Act for verification purposes.
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Golden Generation program directly supports various educational initiatives designed to reach underprivileged communities. By providing scholarships, educational materials, and other necessary resources, the program helps to bridge the educational gap faced by those most in need, especially children and young adults who are economically disadvantaged. I couldn't find an answer
Absolutely. All funds collected through the Golden Generation program are transparently allocated to carefully selected educational projects. Treasury works closely with various trusted partners to ensure that every contribution directly impacts the beneficiaries. I couldn't find an answer
Golden Generation program targets underprivileged children, including those from economically disadvantaged backgrounds, rural or underserved regions, and those lacking adequate resources for quality education. I couldn't find an answer
The United Nations Sustainable Development Goals (UNSDG) are a set of 17 global goals established by the United Nations to address the world’s most pressing challenges, including poverty, inequality, climate change, environmental degradation, peace, and justice. These goals are a universal call to action to ensure a better and more sustainable future for all by 2030. I couldn't find an answer
We implement UNSDG in our Golden Generation program to align our efforts with global sustainability initiatives. By following these goals, we can address critical challenges such as educational inequities and economic disparities. This alignment helps us promote quality education (SDG 4), reduce inequalities (SDG 10), no poverty (SDG 1), and decent work and economic growth (SDG 8). This ensures that our impact is both meaningful and globally relevant, helping us create a brighter future through education and support social and economic development. I couldn't find an answer
  • Ensure you have completed KTP verification and accumulated gold purchases up to 0.1 grams before printing gold.
  • To print your stored gold, simply click on the “Print Gold” feature.
  • Gold can be printed in weights of 0.1 gram, 0.25 grams, 0.5 grams, 1 gram, 2 grams, 3 grams, 4 grams, 5 grams, 10 grams, 25 grams, 50 grams, 100 grams, or in the form of Nusantara Coins, edition 0.5 Dinar (2.2 grams) or 1 Dinar (4.4 grams). The option to print multiple units of gold is now available. Click “Continue.”
  • Choose the address, shipping service, and payment method. You can also use grams of gold for payment. Click “Confirm Payment.”
  • Enter your 6-digit transaction PIN and complete the payment according to the selected payment method.
  • Your order will be processed and delivered to the specified address within 14 business days.
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  • Costs for Printing Gold: The printing cost is determined by the amount of gold grams to be printed. The printing cost can be viewed in the “Print Gold” feature.
  • Shipping Costs: Shipping costs are determined based on weight and distance, and this information can be obtained during checkout. Shipping costs include insurance and VAT.
  • Administrative Fees: These are service fees whose amounts are determined by the selected payment method.
  • Tax or Income Tax Article 22 (PPh 22): You will be subject to Income Tax Article 22 at a rate of 0.9% if your Taxpayer Identification Number (NPWP) has not been verified, and at a rate of 0.45% if your NPWP data has been verified by the Treasury inspection team.
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Yes. All printing, shipping, and insurance costs associated with the gold printing request can be paid using your own gold savings, adjusted according to the prevailing gold prices at the time of your printing request. I couldn't find an answer
  • The shipping services available for precious metal gold are RPX and SAP.
  • The shipping services available for Nusantara coins are RPX, Paxel, and SAP.
  • For delivery destinations not covered by RPX, Paxel, and SAP service areas, you can fill out an order form via email.
  • Paxel shipping service can only be selected if the total purchase amount is less than Rp5,000,000.00 (five million Rupiah), including shipping costs, insurance, and VAT at 11%.
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“Gold Staking” in Treasury is a feature that can be utilized by all Treasury users to earn additional gold grams (Bonus Gold) by storing gold for specific periods of time, namely 14 days, 30 days, 90 days, or 180 days (“Specified Periods”) in the Treasury app. I couldn't find an answer
  • The percentage of bonus gold you will receive depends on the selected tenor, as follows:
    • 14 Days: 9% per annum
    • 30 Days: 9% per annum
    • 90 Days: 6% per annum
    • 180 Days: 5% per annum

Choose the tenor duration according to your gold investment goals.

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Access the Gold Staking menu in the Treasury App, enter the gold weight and initial gold saving tenure, then complete the payment process. You cannot create a new Gold Staking if there is an outstanding payment. I couldn't find an answer
For Treasury users who save gold for periods other than 14 days, the Gold Bonus will be credited to the user’s Treasury Gold balance every 30 days. However, for the 14-day period, the bonus will be credited at the end of the period. I couldn't find an answer
Yes, however, users will be charged a service fee of 0.5% (zero point five percent) of the stored gold grams’ value. I couldn't find an answer
The maximum number of Treasury Gold Stakings that can be conducted at one time is 10 (ten). I couldn't find an answer
To complete or cancel a previous Treasury Gold Staking payment, you can follow these steps:
  • Navigate to the Gold Staking menu.
  • Access the Gold Staking History by clicking on the History icon in the top right corner.
  • Select the transaction or invoice with the status “Awaiting Payment.”
  • Click on “View Invoice.”
  • You can complete the payment by following the specified payment steps or cancel the transaction by clicking on “Cancel Transaction.”
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  1. Ensure you have verified your ID (KTP) and accumulated a minimum of 0.2 grams of Gold savings before initiating a Gold transfer.
  2. Select the “Transfer” menu.
  3. Enter the recipient’s phone number and double-check that the number is correct. Alternatively, select the number from your phone’s contact list.
  4. Enter the amount of Gold grams you wish to transfer. You can input either the desired Rupiah amount or the specific grams in the provided column. Available Rupiah options are: Rp5,000.00, Rp10,000.00, Rp20,000.00, Rp50,000.00, Rp100,000.00, or Rp500,000.00.
  5. Click the “Transfer” button.
  6. Choose an image from the available categories that you wish to accompany the transfer. You can also customize a message within the selected design, then click “Continue”.
  7. Enter your transaction PIN. Your Gold balance will decrease, and the recipient will receive a Gold transfer notification from you.
  8. If you transfer Gold to a non-Treasury user and they do not register a Treasury account within 24 hours, the transferred Gold grams will be returned to your Gold savings balance.
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Extreme climate conditions and the decrease in air quality due to excessive carbon footprint negatively impact our lives. Carbon offset is an effort to balance greenhouse gasses emissions by absorbing the carbon footprint. The way to absorb the carbon footprint is by planting new trees. With technology from Treasury and Jejakin, tree planting activities for carbon offsets can be done easily, transparently, and sustainably. You can contribute to Green Gold through your gold investment transactions. A dynamic amount will be added to each transaction, directly supporting our efforts to offset carbon emissions and promote sustainability in the gold industry. After completing your booking, this amount will be passed through from you to Jejakin to plant trees based on the amount gathered at the end of a specified period. I couldn't find an answer
You can withdraw your Wallet balance from Treasury by following these steps:
  1. Make sure you have verified your ID (KTP) before making a Wallet withdrawal.
  2. To withdraw your Wallet balance, simply click on the “Withdraw Wallet” feature.
  3. Enter the amount of balance you wish to withdraw (in Indonesian Rupiah) in the provided column.
  4. Choose your Bank Account or Add a Bank Account if you haven’t registered your bank account in the Treasury app before.
  5. Enter your Transaction PIN and click Withdraw Wallet.
  6. The withdrawn Wallet balance will be credited to your selected bank account within 2 (two) working days, following the operational banking hours. Ensure that the name you provide matches the name on your ID and bank account book.
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Wallet is a balance owned by users of the Treasury app, which they can fill themselves within the app. The Wallet balance can be replenished using the Fill Wallet feature, withdrawn through the Withdraw Wallet feature in Rupiah currency, and can be used for transactions within the Treasury app, including but not limited to gold purchases. I couldn't find an answer
  1. Select “Fill Wallet”
  2. Choose the Deposit Method you want to use to Fill Wallet.
  3. If you choose Virtual Account, Copy the Virtual Account Code and complete the Fill Wallet process by following the payment steps listed in the app. If you choose a payment method other than Virtual Account, Enter the amount you want to purchase (in Rupiah) in the available field 
  4. Check your Wallet fill amount, then enter your Transaction PIN and click “Fill Wallet” 
  5. Complete the payment by following the payment steps listed in the app.
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The payment methods you can use to top up Wallet balance are as follows:
  1. Virtual Account from various banks such as BCA, BNI, BRI, Mandiri, Danamon, CIMB Niaga, Permata, Maybank, KEB Hana, or Permata Syariah.
  2. Digital Wallet: When selecting the payment option using a Digital Wallet, five options will be displayed: GoPay, OVO, DANA, ShopeePay, or LinkAja.
  3. Instant Debit: You can choose the payment option using Jeniuspay or BNI SmartPay.
  4. Retail Outlets: You have 60 minutes to complete the purchase transaction by paying the Retail Outlet Payment Code at the cashier of various outlets such as Indomaret, Alfamart, Alfamidi, Lawson, or Dan+Dan.
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