Without realizing that payday is just passing by, can you survive at the end of this month? If it feels like it’s only the 20th, but the account balance has shrunk drastically. Payday is still ten days away, it feels heavy? That’s totally normal! But calm down, surviving at the end of the month does not mean you have to be concerned or just eat instant noodles every day.

Instead, the moment can be used as a friend in learning financial management. With the right strategy, you can still get through the days until the next payday without stressful financial drama. Let’s take a look at the following 5 safe tips for surviving at the end of the month!

5 safe tips to survive at the end of the month

1. Check and Prioritize Expenses

The first step to survive at the end of the month is to double-check your financial condition. See how much balance you have left and immediately prioritize your expenses. Focus first on basic needs such as food, transportation, and important bills.

You must be brave enough to distinguish which ones are really needs, and which ones are just momentary desires. If at the end of the month you are usually tempted to buy snacks online, now is the time to restrain yourself. Remember, the main priority is to survive until the next payday!

2. Cook Yourself to Save Extra

Eating out is tempting, especially if there are a lot of promos. But, when surviving at the end of the month, cooking yourself at home and bringing lunch can be your best savior. Besides being more economical, cooking yourself is also healthier and portions can be adjusted.

You can shop for enough ingredients and choose a simple but filling menu, such as stir-fry, soup, or creative fried rice from leftover ingredients. Make a simple meal plan as long as the mode lasts at the end of the month so that expenses are really under control.

3. Utilize Promos or Discounts in Buying Needs

The next tip to survive at the end of the month is to take advantage of promos or discounts. You know that many supermarkets offer special promos at the end of the month. So that friends can take advantage of it to buy daily food needs.

However, it is important to still choose the right discount by comparing prices from several places so that you buy daily food needs at the right price. But remember, don’t be tempted to shop unnecessarily because there are discounts. Focus only on meeting basic needs only, yes, buddy.

4. Find Additional Income Lightweight

If you often lack money at the end of the month and require frugality to survive at the end of the month, it is a sign that you must have additional income.

There’s nothing wrong with looking for small additional income. For example, selling preloved items, becoming a small freelance such as design, writing, or helping others manage social media.

Now there are many side job opportunities that are flexible and can be done from home. With this additional income, you can be a little more relieved to cover your month-end needs. Who knows, if you are consistent, this additional income can continue to be a regular side income, you know!

5. Evaluate Finances Periodically

The last tip to survive at the end of the month is to evaluate finances. You can record income and expenses so that you know which parts are wasteful. That way, you can minimize the wasteful part.

Survive at the End of the Month Using Digital Gold

When financial conditions start to drag towards the end of the month, digital gold can be an instant savior that does not permanently sacrifice your investment. One smart feature that you can utilize is Jamimas from the Treasury app.

Jamimas is a feature that allows you to temporarily sell your digital gold to get cash. So, you can still meet urgent needs without having to completely lose the investment gold that has been collected.

This feature is perfect for those of you who need quick funds but still want to keep your assets. Besides being practical, Jamimas also helps you not to get trapped in high-interest loans or consumptive debts that can make your finances even more chaotic.

So, if you need a quick and safe solution at the end of the month, utilize the Jamimas feature in Treasury now. Let’s keep our finances stable without sacrificing our future.