An emergency fund can be a real lifesaver when the unexpected happens. But simply having one isn’t enough. It needs to be planned carefully with the right amount, easy access, and proper placement, so it’s actually there for you when you need it most. Every detail matters.

To help you prepare an emergency fund the smart way, Treasury introduces Jamimas. With Jamimas, you can temporarily cash out your gold savings during urgent situations and return it once things are back on track. That means you get access to quick funds without having to give up your investment.

On top of that, Treasury is offering a special deal ✨Jamimas with a low fee of only 0.9% p.a.✨ for a 15-day tenor, valid from January 1–31, 2026. If you’re interested in taking advantage of this offer, check out the full terms and conditions below.

Terms & Conditions of Jamimas Light Fee Promo

January 1–31, 2026

1. “Gold” refers to digital gold purchased through the Treasury App.
2. “Treasury Users” refers to all parties registered as users on the Treasury App and Treasury website.
3. “Jamimas” refers to a feature in the Treasury App that allows Treasury Users to temporarily sell their Gold to obtain funds, with an additional light fee payable by the Treasury User to Treasury upon repurchasing according to the selected tenor.
4. “Jamimas Light Fee Promo” refers to a promo available for all Treasury Users to enjoy reduced additional fees when using the Jamimas feature in the Treasury App.
5. The Jamimas Light Fee Promo is valid from January 1, 2026, to January 31, 2026 (“Jamimas Light Fee Promo Period”).
6. This promo is only applicable for Jamimas with a 15 (fifteen) day tenor at a Light Fee of 0.9%.
7. The Jamimas Light Fee Promo is limited to the first 100 (one hundred) Treasury Users during the Promo Period.
8. Treasury Users who have been previously blacklisted by Treasury are not eligible to participate in this promo.
9. Treasury reserves the right to cancel the application of this promo if any suspicious transactions are detected and/or potentially cause harm to Treasury/third parties and/or are not in accordance with the laws of the Republic of Indonesia, the regulations of the relevant authorities, the Treasury User Agreement, applicable Terms and Conditions, or if the User is found to be blacklisted as stated in point 8.
10. By participating in this Jamimas Light Fee Promo, Treasury Users are deemed to have acknowledged and agreed not to use the Treasury App and website as a means of money laundering and/or terrorism financing and/or proliferation of weapons of mass destruction and/or any other unlawful acts.
11. By participating in this Jamimas Light Fee Promo, Treasury Users are deemed to have acknowledged, read, understood, and agreed to all applicable provisions.
12. In addition to these Jamimas Light Fee Promo Terms & Conditions, Treasury Users are also bound by all Terms & Conditions and/or other binding provisions stated in the Treasury App and/or website, which shall be considered an inseparable part of this promo, unless otherwise expressly stated in writing that one or more provisions do not apply to this promo.
13. These terms and conditions are subject to change at any time with or without prior notice to Treasury Users.
14. Treasury Users are advised to carefully read all terms and conditions before making any transactions through the Treasury app. For more information, Treasury Users can contact Treasury Customer Service via email at [email protected].
15. Treasury reserves the right to take necessary actions and follow up based on legal processes in accordance with Indonesian regulations if any fraudulent or criminal activities by Treasury Users are detected.
16. These terms and conditions constitute a binding agreement between Treasury Users and Treasury.
17. Treasury is not responsible for any malware attacks, data theft, or other security issues caused by using devices that have been jailbroken or rooted.
18. Treasury Users are not allowed to transfer or authorize others to operate their Treasury accounts. Treasury will not be liable for any fraud, criminal acts, or losses arising from such transfers or authorizations, and all losses will be borne solely by the Treasury Users.
19. Treasury will not be responsible for errors resulting from Treasury Users’ negligence.
20. Treasury does not permit Treasury Users to use the Treasury app and website for activities or transactions that are not provided or promoted by Treasury.
21. Be cautious of scams claiming to be from Treasury. All official communications will only be made through the official Treasury website (www.treasury.id), Treasury app, and Treasury’s official social media channels. Treasury is not responsible for any losses incurred due to scams experienced by Treasury Users.
22. Treasury is not responsible for any activities or transactions conducted by Treasury Users that are not provided by Treasury on the Treasury app and website. Treasury Users understand and agree to release Treasury and its management, employees, and consultants from any liability, including but not limited to legal and financial responsibility, for misuse of activities or transactions by Treasury Users.
23. Treasury is a commodity trading platform, including but not limited to the first digital physical gold trading platform that has been licensed by the Commodity Futures Trading Regulatory Agency, Ministry of Trade of the Republic of Indonesia (BAPPEBTI) on December 13, 2021, based on BAPPEBTI Head’s Decree Number 001/BAPPEBTI/P-ED/12/2021 regarding Approval as a Digital Physical Gold Trader to PT Indonesia Logam Pratama and the Certificate of Approval as a Digital Physical Gold Trader Number 001/BAPPEBTI/P-ED/12/2021. This ensures the security of transactions conducted by Treasury Users on our platform. 

Make sure your emergency fund is truly ready when you need it. Start shifting to an investment instrument that can also double as a highly liquid emergency fund, like digital gold with Treasury! 😇