For beginners who are just starting to learn how to invest, choosing the right instrument can be a challenge. Two popular choices today are digital gold and mutual funds. Both have different characteristics and advantages, but which one is more suitable for beginners? Let’s take a look at the comparison to help you make the best decision.
Advantages of Investing in Digital Gold
- Stable Value and Inflation Resistance
Gold has long been recognized as a stable and inflation-resistant asset. Its value tends to increase in the long run, making it a safe investment option. Digital gold makes it easy for anyone to invest without the need to store physical gold. With digital gold investment, you can get gold with a transparent value, according to market prices, and can be monitored in real-time.
- Low Starting Capital and Easy Access
Many digital gold platforms, such as Treasury, allow you to start with a small amount. This is perfect for beginners who want to try investing without a big risk. In addition, digital gold is easily accessible and can be bought or sold at any time through an app on your phone, giving you great flexibility.
- Lower Risk
Unlike other investment instruments, gold has a lower risk, especially in the long run. This makes digital gold a great choice for beginners who want to invest without being exposed to high risks.
Pros of Investing in Mutual Funds
- Pros of Investing in Mutual Funds
Mutual funds allow you to invest in various financial instruments, such as stocks, bonds, or money markets, which are managed by investment managers. This helps you get a wider portfolio diversification with a relatively small capital. This diversification also helps reduce risk as funds are spread across various instruments.
- Higher Profit Potential
Mutual funds, especially equity mutual funds, have higher profit potential than gold. However, this profit potential comes with greater risk as the stock market is more volatile. For beginners looking for long-term profit opportunities, mutual funds can be an attractive option.
- Affordable Starting Capital
Like digital gold, mutual funds can also be started with a small capital. Some platforms even allow mutual fund investments starting from as little as Rp10,000, making it an affordable option for beginners looking to start investing.
Which is More Suitable for Beginners?
For beginners looking for an investment with low risk and stable value, digital gold is the right choice. Digital gold is suitable for those who want to maintain long-term asset value without having to worry about significant market fluctuations. Meanwhile, if you are looking for higher potential returns and are ready to face greater risks, mutual funds can be an option.
However, there is nothing wrong with starting with a combination of digital gold and mutual funds to make your portfolio more balanced. This way, you can benefit from two different types of instruments.
Choosing the right investment is the first step towards financial security. If you are interested in starting with an easy and safe investment, digital gold at Treasury can be the best choice. Start your digital gold investment now at Treasury and secure your financial future with a stable and reliable investment.
